What is the best bank to open a checking account?


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i dont like online banking. i also live in VA


Answer (2):

Sean Roberts

There is no best bank, best bank account, or best credit union. You need to look at the totality of the bank’s services, accounts, and fees. Every bank or credit union offers several accounts with different features and different fees. Some banks may have low overdraft fees, but high fees in other areas. Some accounts waive all fees if you maintain a minimum balance. Other accounts have a monthly fee, but no fee on each transaction. Other accounts have no monthly fee, but a fee for each transaction.

Some banks have a large number of ATMs which you can use without a charge. Other banks have a charge for ATMs.

I suggest that you visit several banks and credit unions. Find out the features and charges of each of their accounts. Find out how many ATMs are available, and whether there is a service charge for using the ATM.

Make sure you get everything in writing. Do not accept anything the customer service person tells you verbally.

rtfm

The best "bank" is usually your local credit union. Check them out first and compare their products and services to any bank and you'll probably find the credit union is better.