10 points! Can new banks see your old bank records?


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If applying for a loan/mortgage out of a new bank, are they able to see the transactions and statements in your other bank? My friend gambled when he was younger online, placed about €100 into online betting, won €900 which he withdrew from online betting and put that €900 back in overtime and lost it. Will the new...


Answer (3):

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Activity stays on your credit reports for 7-1/2 years whether it's in house or a different bank. What banks basically look at is the last 24 months of activity

Leo D

They don't look at all the drtail.

If he left his account in arrears, the bank reports that to a central agency

If he left the bank in good standing, no worries

Wayne

Yes they will find any bank you ever used.