Will my bank close my account if I apply for a refund on certain charges?

I can tell you definately they will close your account cos that happened to me when I made a claim for a refund of unfair charges with Nationwide.
You should look up one of the consumer forums on the web and open what they call a `parachute account` to fall back on for when they go to cloae your account.
Co operative abnk do an easy to open bank account,
Hope this helps

The simple answer is no, or at least not yet.

If you have a valid reason to claim back the charges and you believe they were applied wrongly, then speak to them and if necessary go through their complaints procedure - the worst they can do is say no, they wont close your account. You should continue to keep your account within the agreed limits at all times of course to stop the risk of further charges.

If this is about charges in general though, and what constitutes a fair charge, there is an open test case at the high court, and you can apply to have all charges for the last 6 years refunded. The downside is that everything is automatically put on hold and nothing will happen until the test case is resolved in court. This has already been running for over a year and there is no immediate end in sight as several major banks are challenged over the fees. If they lose then all the cases on hold will have to pay out. If they pay all the money out they may ask you to close your account then. We all await the outcome of the case...

If your account is overdrawn for over 30 days and you've made no effort to settle with the bank, then they have the right to close your account. But, just for arguing that you should receive a refund on wrongly charged overdraft charges, then no, you have no worries. Remember, you are the customer. They have to satisfy you and you have a right to fight when you feel you have been treated badly or unfairly.

Good Luck!

Probably not, though it has been known to happen to people who have consistently overdrawn without prior permission. If you apply for a refund of charges you will not get it anyway until the current legal test case is settled one way or another. Your claim will just be added to the hundreds or thousands of others waiting to see what the Banks are going to be compelled to do (by way of precedent), if anything.

I dont think so

no

No they won't.