Where can i cash my 800$ Bank of America Check.?


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My bank acc. only has 20$ in it so they will only give me 200, but I she said Kroger Cash's payroll checks for a fee of 1 $.. My worries is that this isn't a payroll check.. Thanks in advance..


Banks in Jackson, MS



Answer (2):

Fanny

It is correct that Kroger will only cash payroll or government checks. Here are the additional details you forgot to mention:

1) The check you are trying to cash is a personal check. (It doesn't matter if the check came from a business. That is still considered a personal check.)

2) For some reason you are unable to go the entity that issued the check and explain that your financial structure requires that you be paid in cash, money order, or cashier's check.

3) You are unable to deposit the check in your account and wait until it clears, in order to have access to those funds.

These then are the reasons why no bank other than the Bank of America will convert the check to cash. No other bank has a guarantee that the check will clear. And those 3 options are your only options.

rtfm

You should be able to cash it at Bank of America, with proper ID.