I have an Orchard Bank CC, But I want one more card.?

I feel you should focus on paying off the charge off and getting a capital one card later. The other cards for people with a 600 score come with fees that are unnecessary if you take the time to handle the problems. If you still would like a card I would say try for another orchard bank card because i know you can have up to two.

Okay, i'm not understanding.... you have an Orchard Bank card, and you also have a Capital One, that you're paying off. Why do you want another one? To be honest, you don't need anything more than a Visa and a Mastercard. That's it. And if you're working on being favorable to creditors, you really should have only one with a nice available line of credit. But to answer your question, I wouldn't get another one, especially since it sounds like you're trying to pay off the Capital One card, that perhaps got a bit out of hand. Another creditor may not give you one or if they do the interest rate will be sky high. Stick with what you got.